Below is some simple graphs and one data table to better understand how buyers are financing the loans in nine counties.
- Elmore - 40% VA Loans
- Owyhee - 53% Cash
- Valley - 50% Conventional
- Boise & Valley - 39% Cash
The data is take from IMLS.
Ada
Boise
Canyon
Elmore
Gem
Owyhee
Payette
Valley
Washington
Grand Total
Conventional
38.92%
31.25%
23.34%
16.94%
27.62%
13.24%
25.76%
50.65%
32.10%
33.44%
FHA
28.87%
17.50%
32.40%
9.50%
18.57%
17.65%
25.33%
4.33%
14.81%
28.44%
Cash
19.70%
38.75%
27.26%
20.66%
39.05%
52.94%
32.31%
39.39%
33.33%
23.38%
VA
5.86%
3.75%
6.16%
40.08%
4.76%
1.47%
3.06%
0.87%
6.17%
6.47%
Idaho Housing Association
3.23%
2.50%
5.76%
1.24%
2.38%
2.18%
0.43%
1.23%
3.79%
Other
2.60%
3.14%
10.33%
3.81%
7.35%
6.99%
2.16%
3.08%
Owner Finance
0.53%
1.59%
5.88%
2.62%
1.73%
4.94%
1.06%
Private
0.25%
1.25%
0.00%
0.26%
Lease Purchase
0.01%
0.06%
0.44%
0.04%
Contract For Deed
0.03%
100.00%
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